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San Bernardino County Employees Retirement Association
File #: 26-012    Name:
Type: Receive and File
File created: 12/16/2025 In control: BOARD OF RETIREMENT
On agenda: 4/2/2026 Final action:
Title: Securities Lending Report for FY 2025.
Attachments: 1. Exhibit A: Securities Lending Report for FY 2025
Date Ver.Action ByActionResultAction DetailsMeeting DetailsVideo
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FROM:                                            Don Pierce, Chief Investment Officer

 

SUBJECT:                                            Securities Lending Report for FY 2025

 

RECOMMENDATION:

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Securities Lending Report for FY 2025.

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BACKGROUND:

In accordance with Investment Policy No. 005, Staff presents the Fiscal Year (FY) 2025 Securities Lending Report as prepared by State Street.

 

SBCERA has maintained a securities lending program managed by State Street since 1989.  The goal of the program is to generate additional revenue on separately managed equity and debt securities held by the custodian.  Borrowers post collateral when borrowing securities from the program, which in turn, are invested in a collateral fund.  SBCERA earns revenue on the returns of the collateral pool over cash (collateral spread) and on the spread paid by borrowers to have access to the securities (lending spread).

 

Since the program’s inception in 1989, the securities lending program has earned $32.4 million for SBCERA.  On a fiscal year over year basis, in FY 2025, the program maintained approximately $323.6 million in lendable securities with $169 million on loan.  When compared to the prior fiscal year, this reflects an increase in the average lendable from $299 million and a modest increase in the average on loan from $150 million.  FY 2025 showed a slight increase in the level of utilization from 50% to 52%.  This was mainly due to continued borrower demand throughout the year.  However, while the report highlights only 6 months into the 2026 fiscal year, we can see a meaningful decrease in utilization which began with trade and tariff uncertainty which later manifests as Federal Reserve forward rate cut uncertainty.

 

BUDGET IMPACT:

None.

 

STRATEGIC PLANNING GOAL/OBJECTIVE:

Prudent Fiscal Management

 

STAFF CONTACT:

Don Pierce

Eydie Cox

 

ATTACHMENTS:

Exhibit A:                     Securities Lending Report for FY 2025